PRIVACY POLICY- COMMITMENT TO YOUR PRIVACY This site is owned and operated by Life Wisdom Network™. Your privacy on the Internet is of the utmost importance to us. At Life Wisdom Network™, we want to make your experience online satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it. We may change our Privacy Policy from time to time. If we do make changes, we will post those changes here so that you will always know what information we gather, how we might use it, and to whom we may disclose it.
INFORMATION LIFE WISDOM NETWORK™ GATHERS AND TRACKS. Life Wisdom Network™ gathers two types of information about users: 1. Information that users provide through optional, voluntary submissions. These are to email a friend, to provide the blog and from participation in polls and surveys. 2. Information Life Wisdom Network™ gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and to help our advertisers and sponsors better understand the demographics of our audience. Because Life Wisdom Network™ derives its revenue mainly from sponsorships and advertising, providing such aggregated demographic data is essential to keeping our service free to users. Under no circumstances does Life Wisdom Network™ divulge any information about an individual user to a third party. Life Wisdom Network™ Gathers Users’ Information in the Following Processes: Optional Voluntary Information. We offer the following free services, which require some type of voluntary submission of personal information by users.
1. Electronic newsletters policy (Dispatches). We will offer a free electronic newsletter to users. Life Wisdom Network gathers the email addresses of users who voluntarily subscribe. Users may remove themselves from this mailing list by following the link provided in every newsletter that points users to the subscription management page. Users can also subscribe to the newsletters at the time of registration
2. Blog. Users of the site’s Blog must register separately for subscription via RSS Feed (free of charge). During registration the user is required to supply a username and email address.
3. “Email this to a friend” policy. Our site users can choose to electronically forward a link, page or documents to someone else by clicking “email this to a friend” or “share.” The user must provide his or her email address, as well as that of the recipient. This information is used only in the case of transmission errors and, of course, to let the recipient know who sent the email. The information is not used for any other purpose.
4. Polling. We may offer interactive polls to users so they can easily share their opinions with other users and see what our audience thinks about important issues. Opinions or other responses to polls are aggregated and are not identifiable to any particular user. Life Wisdom Network™ may use a system to “tag” users after they have voted, so they can vote only once on a particular question. This tag is not correlated with information about individual users.
5. Surveys. Life Wisdom Network™ may occasionally conduct user surveys to better target our content to our audience. We sometimes share the aggregated demographic information in these surveys with our sponsors, advertisers and partners. We never share any of this information about specific individuals with any third party. Consistent with the Federal Children’s Online Privacy Protection act of 1998 (COPPA), we will never knowingly request personally identifiable information from anyone under the age of 13 without requesting parental consent.
6. Usage tracking. Life Wisdom Network™ tracks user traffic patterns throughout all of our sites. However, we do not correlate this information with data about individual users. Life Wisdom Network™ does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). Life Wisdom Network™ sometimes tracks and catalogs the search terms that users enter in our Search function, but this tracking is never associated with individual users. We use tracking information to determine which areas of our sites users like and don’t like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you.
7. Cookies. We may place text file called a “cookie” in the browser files of your computer. The cookies itself does not contain Personal Information and although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply you
USE OF INFORMATION. Life Wisdom Network™ uses any information voluntarily given by our users to enhance their experience in our network of sites, whether to provide interactive or personalized elements on the sites or to better prepare future content based on the interests of our users. As stated above, we use information that users voluntarily provide in order to send out electronic newsletters and to enable users to participate in polls, surveys, and blogs. We send out newsletters to subscribers on a regular schedule (depending on the newsletter), and occasionally send out special editions when we think subscribers might be particularly interested in something we are doing. Life Wisdom Network™ never shares newsletter mailing lists with any third parties, including advertisers, sponsors, or partners. We use tracking information to determine which areas of our sites users like and don’t like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service of you. We track search terms entered in Search function as one of many measures of what interests our users. But we don’t track which terms a particular user enters. Life Wisdom Network™ creates aggregate reports on user demographics and traffic patterns for advertisers, sponsors and partners. This allows our advertisers to advertise more effectively, and allows our users to receive advertisements that are pertinent to their needs. Because we don’t track the usage patterns of individual users, an advertiser or sponsor will never know that a specific user clicked their ad. We will not disclose any information about any individual user except to comply with applicable law of valid legal process or to protect the personal safety of our users or the public.
SHARING OF INFORMATION. Life Wisdom Network™ uses the above-described information to tailor our content to suit your needs and help our advertisers better understand our audience’s demographics. This is essential to keeping our service free. We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public. Our web site also contains links to other third-party web sites. Even if a relationship may exist between such a third-party and Life Wisdom Network™, Life Wisdom Network™ exercises no authority over, and does not control linked sites, so that if you click on one of these links, you will be leaving our web site and entering another web site. These linked web sites will maintain independent privacy and data collection policies and procedures, and Life Wisdom Network™ assumes no responsibility or liability for these independent web sites or their particular policies and procedures. These links are provided for your convenience, and as such, you access them at your own risk. Life Wisdom Network™ recommends that you carefully review the privacy and data collection policies and procedures of any linked site that you may visit, because those policies and procedures may be very different from our own.
Generally, Life Wisdom Network™ will only disclose your personal information to those service providers with whom you decide to purchase services through our web site. For example, when you inquire about a product or service, we will provide the advertiser with the necessary information about you to allow them to process your transaction. We use our reasonable efforts to ensure that these parties will also protect your personal information. Life Wisdom Network™ does not sell, trade, or rent your personal information to others except to provide products or services you've requested, when we have your permission, or under the following circumstances: (a) to protect the security of our web site and our rights as set forth in our User Agreement, (b) in response to legal process or proceedings, to establish or exercise our legal rights or defend against legal claims (c) when we believe in good faith that the law requires such action, (d) to a trusted partner who works with or on behalf of Life Wisdom Network™, provided that such partner delivers to us a confidentiality agreement confirming to us that they do not have an independent right to share this information with others, or (e) in connection with a sale of our business or company.
SECURITY. Life Wisdom Network™ operates secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.
OPT-OUT-POLICY We give users options wherever necessary and practical. Such choices include: Opting not to register to receive our electronic newsletters. Opting not to participate in certain interactive areas, which completely alleviates the need to gather any personally identifiable information from our users. Your Consent. By using this site, you consent to the collection and use of this information by Life Wisdom Network™. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.
